Danielle Negroni
Licensed Realtor
Coastal Premier Properties

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18 Things to Evaluate When Touring a Home For Sale

February 25, 2018 by Danielle Negroni

If you’re searching for a new home in San Diego, you might see five homes or fifteen before you find “the one”. While it’s important to consider whether you like the home or not, there are other things you should consider as well. Here are 18 things you should evaluate before moving forward with the purchase:

How’s The Neighborhood?

When you buy, you’re not just getting a house. You’re buying the neighborhood, too. Make sure it’s somewhere you can see yourself living. You should also check if the house you’re touring is the best house on the block…which could be a problem when you go to sell it.

How Many Homes Are For Sale on the Same Street?

Neighborhoods turn over all the time, but if there’s a sign in almost every front yard, it could mean there’s something wrong with this location.

What’s the Parking Situation?

This isn’t such a big deal if you’re buying in a suburban area, but you’re looking to live in an urban area or near the beach, you’ll want to check out the parking situation. Does the home or condo have its own dedicated parking spaces? If so, where are they in relation to the property? If there’s a garage, will your car(s) actually fit in it? How about the driveway? Is it long enough or wide enough to accommodate your vehicles?

Are There Exterior Signs of Neglect?

When you walk up to the home, pay attention to its curb appeal. Are there weeds? Cracks in the driveway or walkways? Is the paint peeling? If the home shows exterior signs of neglect, chances are the home as a whole hasn’t been well cared-for. Most problems will be uncovered during the home inspection, but the home might have up-front maintenance issues after you move in.

Is the Roof in Good Condition?

Roofs can be pricey to repair or replace. And if the roof isn’t in good condition, there could be water damage or rot underneath. Ask your agent about the age of the roof and take note of any missing shingles or tiles.

Is the Lot Level or Steep?

When viewing a home, you should also be thinking about what you might like to do with your property in the future. A level lot will afford you the most options for the least amount of money. A steeper lot might take some creative engineering (and a lot of cash) to make your dreams a reality.

How’s the Layout?

Once you get inside the home, you should take note of the floorplan of the home. Does it flow naturally from one space to the next? Or does it feel choppy and awkward? The latter might not necessarily be a dealbreaker, but you should always have the property’s resale value in the back of your mind.

Does the Home Receive Adequate Natural Light?

If you can, view the property at different times of the day and note how much light comes in. You can combat poor natural lighting with artificial lamps, but your energy bills will likely go up as a result.

You should also consider the home’s orientation. In the summer, any rooms that face west will be warmer than the rest of the house. If the home doesn’t have A/C, those rooms might be too hot to use. That could be a problem if they are ones you plan to spend a lot of time in – like the living room, home office, or kitchen.

What’s the Condition of the Appliances?

You can ask your agent to find out the age of the appliances in the home, but you should also inspect them yourself for signs of aging. Look out for rust, mold, or other evidence of neglect. If the appliances in the home you’re considering buying are older, you’ll probably need to budget to replace them in the next couple of years.

Are There Interior Signs of Neglect?

It’s easy to tell at a glance if a home has been well-cared for. Is the paint peeling or discolored? Are the baseboards scuffed? Is there a layer of dust in the corners of the room? Any unidentifiable stains on the floor? Yes, these are all superficial issues, but there are likely other, deeper problems hiding beneath the surface.

Does the Home Have a Musty or Odd Smell?

If the home smells damp or musty, there could be mold somewhere. If the home smells like pets or smoke, you’ll likely need to replace the carpet and flooring to get rid of it.

Do the Doors or Windows Stick? Are There Cracks Around the Windowsill?

Unless the sellers have explicitly designated an area as off-limits, don’t be shy about opening and closing the doors and windows. Sticking can be a sign of poor installation or foundation issues. Either one presents a costly problem to fix. You should also look for visible cracks around the windows. This can indicate that the home has foundation problems.

Is There Ample Closet Space?

Make sure you check out the closet space in the home. Even a small house will feel spacious if there’s enough room to store your things.

How Are the Pipes?

Plumbing is such an integral part of the house that it can be costly to repair. Discretely check under the sinks and around the showerheads and toilets. Is there any discoloration or spots of mold? These could be signs of a leak. You should also turn on the water and flush the toilet to check the water pressure. Poor water pressure could indicate a plumbing problem.

What’s the Privacy Like?

While you’re looking at the home itself, don’t forget to look out the windows. Can the neighbors see straight into your bedroom or bathroom? You may be able to build a higher fence or add hedges, but you’ll have to budget for these modifications and live with the situation until the work is done.

How’s the Noise Level Inside the Home?

Make sure you use your ears when viewing a home. Can you hear the road? The neighbor’s dog? The playground nearby? You may think you can live with the noise…but it also might drive you crazy after moving in.

Is There Water Damage on the Ceiling?

Don’t forget to look up as you walk through the home. Stains or discoloration on the ceiling could be a sign that the roof leaks. If this issue has been going on for awhile, the repairs could be costly.

How Much Maintenance Will the Yard Require?

Everyone wants a big, grassy backyard until they realize how much time and energy is required to keep the grass green and neatly trimmed. Same with a pool. If you don’t see yourself spending a lot of time enjoying that pool or patch of grass, you’ll probably like taking care of it even less.

 

If you’re ready to start touring homes in San Diego or have found “the one”, I would love to represent you!

Filed Under: Home Buyers, Uncategorized Tagged With: 1st time home buyer, buy a house, buying a house, carmel valley san diego, del mar, del mar real estate, del mar real estate agent, del mar realtor, first home buyer, first time home buyer, first time home buyer guide, house viewing checklist, la jolla, la jolla real estate, la jolla real estate agent, la jolla realtor, process of buying a house, san diego, san diego real estate, san diego real estate agent, san diego realtor, solana beach, solana beach real estate, solana beach real estate agent, solana beach realtor, steps to buying a house, things to look for when buying a house, tips for buying a house, what to know when buying a house, what to look for when buying a house, what to look for when touring a home

9 Pieces of Open House Etiquette You Should Know

February 4, 2018 by Danielle Negroni

An important part of the home buying journey is to check out houses for sale in the neighborhood where you want to buy. While your agent can take you on a private showing, sometimes it just makes sense for you to go to the open house by yourself. But before you walk through the front door, make sure you’ve brushed up on your open house etiquette!

Do Say Hello to the Host

It’s not only polite to greet the agent holding the open house, it’s important to let the agent know you are there. Some agents will let you move freely through the house while others will insist on giving you a tour. No matter how much you might want to wander around on your own, if the agent insists on going with you, let them. They may have received specific instructions from the seller to accompany buyers through the house. While the agent is holding the home open so buyers can view the property, they also have a responsibility to watch over the home and the seller’s belongings.

The agent will also usually ask you if you’re working with an agent. If you are, don’t be afraid to tell them. If you have one of your agent’s cards, you can give it to the Realtor at the open house. They will then contact your agent to follow-up after the open house instead of you.

Don’t Keep Your Shoes On If Asked to Remove Them

Make sure you wear comfortable shoes that are easy to remove when you visit an open house. If the agent on duty asks you to remove your shoes or wear slip-on booties, follow their instructions. There will usually be a place designated for you to take your shoes on and off.

Do Sign In If the Agent Asks You To

You may be reluctant to sign the guest register, but if asked, please comply. Yes, you’re providing your personal information to yet another real estate agent, but they also need to keep a record for the seller of who was in the home in case of any issues. If you don’t want the agent to contact you, just tell them or leave a note in the register. Most agents will respect your wishes.

Don’t Open a Closed Door Without Permission

Always ask before opening a closed door. If the seller has pets, they may be behind the door. Or the seller might have designated a certain room or closet as an off-limits area. Be polite and ask before opening!

Do Ask Before Taking Pictures or Video

You may be tempted to takes pictures or videos to help you remember what you liked about the house. Ask the Realtor on duty if it’s okay to do so. Remember: the house is likely still the seller’s home and you would want someone to ask before taking pictures in your home!

Don’t Make Negative Remarks About the Home or Seller

Keep your private opinions about the home or seller to yourself. You never know if a friend or neighbor of the seller might be listening. And in a multiple offer situation, it’s not uncommon for the agent to share their impressions of potential buyers to help the seller make a decision about the offers on the table.

Do Ask Questions

The agent on duty is there to answer your questions. They want you to fall in love with the home and make an offer. Anything you want to know, just ask! If they don’t know the answer to something, they should offer to find out and follow up with you.

Don’t Rush Through the Open House

Don’t feel you have to rush through or can only take a quick glance at the home. Take your time, look around, and imagine yourself living there. Is this home the one? Or does it have the potential to be the one with a little work and your personal touches? Unless the Realtor has stated that they need to close up, feel free to stay as long as you want.

Do Give Yourself Permission to Fall in Love

It’s okay to walk into a house and immediately fall in love. As much as I advise my clients not to get too attached to a particular home, sometimes you just know that the search is over.

If you have questions about the home buying process or want to see some homes in San Diego, contact me and I will be happy to help you!

Filed Under: Home Buyers Tagged With: 1st time home buyer, buy a house, buying a house, carmel valley san diego, del mar, del mar real estate, del mar real estate agent, del mar realtor, first home buyer, first time home buyer, house viewing etiquette, la jolla, la jolla real estate, la jolla real estate agent, la jolla realtor, open house etiquette, process of buying a house, san diego, san diego real estate, san diego real estate agent, san diego realtor, solana beach, solana beach real estate, solana beach real estate agent, solana beach realtor, steps to buying a house, what to do at an open house

What to Consider Before Making an Offer on a Home

January 28, 2018 by Danielle Negroni

It happened – you walked into a house and fell in love! But before you submit an offer on that home, there are a few things you should consider:

Location

No matter how much you might love a house, you can’t do anything about its location. Drive through the neighborhood and check out the local amenities. Can you imagine yourself living in this neighborhood? Raising your kids here?

You should also investigate any potential plans for development in the area where you want to buy. This is particularly important if the home you’re looking at backs up to open space or empty land. You will want to know if there are future plans to develop the area.

Layout

Many homes in San Diego are custom built or have been updated/expanded over the years. Sometimes that means the home has a strange or awkward floorplan. It also might mean that the functionality of the home has been conventionally reduced (a garage that has been converted into an extra room is a good example of this type of update). The home may also
have unpermitted square footage which may be a resale hindrance.

Maybe the quirks of your future home don’t bother you, but it’s important to consider the resale value and how others might view the home. If the house has been on the market for awhile, that can be a good indicator that others buyers find the home offputting in some way.

Proximity to a Busy or Noisy Road

It’s a fact that no matter how desirable a home is, most buyers don’t want to live near a busy or noisy road. This could be because they have kids or pets or just don’t want to hear the sound of traffic.

When touring the house, you might not have found the road’s proximity to be an issue. Maybe you can’t really hear it when the doors and windows are closed. But if you need to sell the home in the future, it’s important to realize that other buyers might be turned off by your home’s location.

Schools

Even if you don’t have kids and don’t plan on having any, homes located in good school districts are more desirable than homes with average or sub-par schools. A home in a good school district is more likely to appreciate over time.

Why the Current Owner is Selling the Home

It’s always worthwhile to ask the seller’s agent (or the sellers themselves) why the home is up for sale. They might not tell you the whole truth (unless there’s a problem they must disclose by law), but it never hurts to ask. You might get lucky and find out a useful piece of information – such as that the sellers don’t get along with the neighbors or there is a barking dog.

Talk to the Neighbors

If you can, talk to a few of the neighbors around the home you’re considering buying. They can provide you with insights about the neighborhood and give you a sense of the community surrounding your future home.

Crime Reports

Crime statistics are easy enough to find online. The City of San Diego website has resources to help you view crime statistics and crime maps in San Diego County.

 

Ultimately, the decision to make an offer on a home is entirely yours. You just want to make sure you’re thinking not only with your heart, but also with your head.

If you’re in the market to purchase a home in San Diego, I would be happy to help you – contact me to get started!

 

Filed Under: Home Buyers, Uncategorized Tagged With: 1st time home buyer, buy a house, buying a house, buying a house making an offer, carmel valley san diego, del mar, del mar real estate, del mar real estate agent, del mar realtor, first home buyer, first time home buyer, how do i buy a house, how do you buy a house, how to buy a home, how to buy a house, i want to buy a house, la jolla, la jolla real estate, la jolla real estate agent, la jolla realtor, making an offer on a home, making an offer on a house, process of buying a house, putting an offer on a house, san diego, san diego real estate, san diego real estate agent, san diego realtor, solana beach, solana beach real estate, solana beach real estate agent, solana beach realtor, steps to buying a house

The Total Beginner’s Guide to Buying a Home

December 26, 2017 by Danielle Negroni

If you’ve decided that 2018 is the year you’re going to take the plunge and become a San Diego homeowner, you might be feeling a little overwhelmed You might not know who you need to talk to first or where to start. Taking it step by step will make the experience feel manageable, which is why I created this Total Beginner’s Guide to Buying a Home to serve as your roadmap through the process!

 

Step 1: Find a Realtor

If you’re just starting to think about buying a home, it may feel like it’s too early to involve a Realtor. Not true! I’m there for my clients throughout the entirety of their home buying journey. Even if you don’t plan to buy for six months to a year, you will likely have a lot of questions I can answer. I can also advise you on certain things you will want to do (or not do) if you are serious about becoming a homeowner in the near future. I can also provide you with referrals for a few reputable lenders.

 

Step 2: Create Your Home Shopping Wish List

Take some time to sit down with the people who will be involved in the home purchase to create a wish list of things you’re looking for. Typically this will be your partner or spouse. Get everything out on the table: what kind of property you want to buy, the neighborhoods you’re interested in, the number of bedrooms and bathrooms you ideally want, if you want a yard, etc. Then go through your list to separate your wants from your needs. If you get stuck, take a look at my recent blog post for help.

 

Step 3: Meet With a Lender

Before you start searching for a home, meet with a couple of different lenders to discuss your financial situation and the different programs they offer. You will walk away with a lot of information to mull over so make sure you don’t rush this step. Your lender will also instruct you on what they will need from you in order to get you pre-approved for a loan.

 

Step 4: Clean Up Your Credit

You’re probably aware that having good credit is an essential part of the mortgage process. Your credit score not only affects your ability to qualify for a loan, it can also help you secure a more favorable rate. You will want to take some time to review your credit report and verify that there are no errors. Make sure there are no incorrectly reported late payments and that the balance on each of your open accounts is correct. You will also want to make sure you’re practicing good credit habits: pay your bills on time, keep balances low, and don’t open a bunch of new credit cards. Avoid making big purchases or purchases that might require a line of credit, like buying a car.

 

Step 5: Gather Necessary Pre-Approval Documents

Most lenders will want to see quite a few different documents from each person who will be on the loan. Every lender is different, but you should be prepared to present the following:

-Proof of Income in the form of W-2 statements from the last two years, recent pay stubs, proof of any additional

income you receive, and the two most recent years of tax returns

-Proof of Assets in the form of bank statements, investment account statements, and any cash reserves

-Employment Verification

-Driver’s License

-Social Security Number

 

Step 6: Get Pre-Approved For a Loan

Once you’ve selected a lender, you will want to set an appointment to get pre-approved for a mortgage. You will present all the required documents for the lender’s review and they will issue you a pre-approval letter that is normally good for 60-90 days. When you make an offer on a house, the pre-approval letter will be submitted to show that you are a serious, qualified buyer.

 

Step 7: Search For a Home

Now that you’ve selected a lender, been pre-approved for a loan, and have your home buying wish list together, we can get started on the fun part: shopping for your home! I’ll send you available properties in the MLS that match your criteria and schedule a showing for any that you want to see. I’ll also be networking with other agents to find off-market properties or properties that are not yet listed in the MLS for you to consider. As we view the properties that are for sale, you may want to make changes to your home buying wish list. This is perfectly normal and part of the process! My job is to find you what you’re looking for, no matter how many houses we have to see.

 

Step 8: Make an Offer

Once you’ve found the one, it’s time to make an offer! I will guide you through this process to craft a strong offer and present it to the seller’s agent. I will negotiate on your behalf and work hard to present you as someone the seller will want to work with. We may go through several counter offers, but if all goes well, we will reach an agreement with the seller and open escrow.

 

Step 9: Open Escrow

During escrow, the escrow company serves as a neutral third party. Their job is to make sure both sides are satisfying all the terms of the purchase agreement so the property can legally change hands.

 

Step 10: Inspect Your Purchase

Depending on the terms of the purchase agreement, you will have only a certain number of days to inspect your purchase and request any needed repairs prior to the sale. The two standard inspections most properties go through are the termite inspection and a general home inspection. Additional inspections may be ordered based on their findings or on the unique features of the home. I will help you negotiate any repair requests with the seller.

 

Step 11: Get Final Mortgage Approval

Before you can close escrow, the lender will need to issue final mortgage approval. It is absolutely crucial that as you go through the escrow process, you don’t do anything that could jeopardize your loan approval. Changing jobs, making expensive purchases, or opening additional lines of credit are all things that can affect your final mortgage approval.

 

Step 12: Attend the Final Walkthrough

Once the inspections are done, the repairs have been completed, and your mortgage is approved, we will have a final walkthrough. This is your last opportunity to ensure that all repairs have been completed satisfactorily and that there are no new issues with the property. If everything looks good, we’ll continue to the close of escrow.

 

Step 13: Sign Closing Documents

To officially close escrow, you’ll sign the final documents that are needed to make the property yours.

 

Step 14: Pick Up Your Keys

With all the conditions of the escrow met, the final documents signed and recorded, and the loan funded, I can deliver the keys to your new home. Congratulations!

 

If you’re ready to get started on your home buying journey, contact me today! I would love the opportunity to guide you through the process and help you become a homeowner.

Filed Under: Home Buyers Tagged With: 1st time home buyer, buy a house, buying a house, carmel valley san diego, del mar, del mar real estate, del mar real estate agent, del mar realtor, first home buyer, first time home buyer, first time home buyer guide, how do i buy a house, how do you buy a house, how to buy a home, how to buy a house, i want to buy a house, la jolla, la jolla real estate, la jolla real estate agent, la jolla realtor, process of buying a house, san diego, san diego real estate, san diego real estate agent, san diego realtor, solana beach, solana beach real estate, solana beach real estate agent, solana beach realtor, steps to buying a house

How to Prioritize Your Needs and Wants When House Hunting

December 10, 2017 by Danielle Negroni

There are few things more exciting than sitting down to make a list of what you’re looking for in your new home. If you’re a first-time homebuyer, it may truly feel like the sky is the limit! But before you rush off and start touring homes, you’ll want to make sure you’ve separated your needs from your wants. You should have a crystal-clear idea of what you’re not willing to compromise on. This will help keep you from having buyer’s remorse down the line. Here are a few questions you will want to ask yourself to sort your list of dream home features into needs and wants:

 

How Long Do You Plan to Spend in the Home?

When purchasing a home it’s important to have an idea of how long you plan to live in the home. One year? Five years? Twenty? However long you plan to stay, try to imagine how your life might change during that time. Are you planning to start a family? Want to have another child? Intend to work from home eventually? The home you’re buying should not only support your current lifestyle, but also the one you hope to have someday.

 

What’s Your Lifestyle Like?

Are you the type of person who is good with tools and enjoys working on projects around the house? Or do you travel often and have a packed schedule when you’re in town? Knowing what kind of person you are will help you make decisions about things that might sound nice in theory, but don’t actually fit with your family’s lifestyle.

 

Can That Feature Be Changed?

There are many things you can change about a home once you own it. But some things like location, neighborhood, lot size, and view, are fixed. Even things like HOA fees are outside of your control. You will want make sure those features that can’t be altered are on the needs side of your list.

 

How Expensive Will It Be to Make Changes?

New flooring and paint are relatively inexpensive and easy changes you can make to a home. Adding a new bedroom, bathroom, or kitchen…not so much. If you’re thinking about knocking down walls before you’ve made an offer, do some research and get a general estimate of what your renovations might cost. And if you think you would move out during the work, don’t forget to factor in the cost of your hotel stay. With that number in mind, you might decide that having a modern kitchen is something that belong in your needs category.

 

Is It a Deal-Breaker?

Make sure to ask this question about every item on your list. If a home met every other criterion except this one, would you walk away? If the answer is yes, that feature needs to go in the needs column. If you’d proceed with the sale regardless, then it’s a nice-to-have.

 

Once you have your list in place, you’ll be in a better position to make decisions about the homes you’re touring. But don’t forget to give yourself permission to make changes to your list as you spend time in the marketplace. My goal is to get you into your dream home, no matter how long it takes to find it! Give me a call to start your San Diego home search!

 

Filed Under: Home Buyers Tagged With: 1st time home buyer, buy a house, buying a house, carmel valley san diego, del mar, del mar real estate, del mar real estate agent, del mar realtor, first home buyer, first time home buyer, home purchase, house hunting, how do i buy a house, how do you buy a house, how to buy a home, how to buy a house, i want to buy a house, la jolla, la jolla real estate, la jolla real estate agent, la jolla realtor, process of buying a house, san diego, san diego real estate, san diego real estate agent, san diego realtor, separating needs and wants when house hunting, solana beach, solana beach real estate, solana beach real estate agent, solana beach realtor, steps to buying a house

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My name is Danielle Negroni and I'm a licensed Realtor with over 10 years of experience buying and selling in the San Diego Coastal area.
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DRE #01881800 | Coastal Premier Properties DRE #02109201

  • "Danielle really spent the time educating us about the different neighborhoods in San Diego County so we could make an informed decision about where to purchase a home based upon our family's needs and not just a quick sale. She really worked above and beyond.”

    - Julianne S.

  • “I asked Danielle to help my 73 year old mother find a place to live. She worked tirelessly to find my mom the best solution for her situation. I was so impressed and relieved knowing that Danielle was looking out for her best interest. She is a rare find.”

    - Monica D.

  • “Because we are re-locating to San Diego, it was so helpful to learn from Danielle how to enroll our kids in school, where our girls could take dance lessons and how to sign up for the local soccer program. I would hire Danielle again in a second!”

    - Amy A.

  • “Danielle helped us sell our home in a very difficult market. We would recommend Danielle to anyone looking for an agent who will understand their needs, anxieties, and budget. You could very well come away with a new great friend as well.”

    - Trish C.

sandicor This information is deemed reliable but not guaranteed. You should rely on this information only to decide whether or not to further investigate a particular property. BEFORE MAKING ANY OTHER DECISION, YOU SHOULD PERSONALLY INVESTIGATE THE FACTS (e.g. square footage and lot size) with the assistance of an appropriate professional. You may use this information only to identify properties you may be interested in investigating further. All uses except for personal, non-commercial use in accordance with the foregoing purpose are prohibited. Redistribution or copying of this information, any photographs or video tours is strictly prohibited. This information is derived from the Internet Data Exchange (IDX) service provided by Sandicor®. Displayed property listings may be held by a brokerage firm other than the broker and/or agent responsible for this display. The information and any photographs and video tours and the compilation from which they are derived is protected by copyright. Compilation © 2015 Sandicor®, Inc.

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