Danielle Negroni
Licensed Realtor
Coastal Premier Properties

  • Explore
  • Buy
    • Featured Properties
  • Sell
    • Remodeling Services
  • Rent
  • About
  • Contact
  • Blog
  • Facebook
  • Instagram
  • LinkedIn

San Diego Real Estate Market Report-Q4 2017

January 7, 2018 by Danielle Negroni

Home prices in San Diego County were up 7.1% at the end of the 4th quarter, compared to December of last year. The coastal markets of Carmel Valley, Del Mar, La Jolla, and Solana Beach also registered year over year price increases to finish out 2017 on a high note. Interested in seeing a market report for your city or community? I’d be happy to provide you with one. Thinking of selling your home this year? Let’s talk!

San Diego County:

 

Single Family Homes

Median Sales Price: $605,000

Median Price Per Sq Ft: $335

Market Time (From Listed to Closed): 17 Days

Total Sold Listings (Oct-Dec): 64,827 Properties

Avg Listing Inventory (Active): 3,634 Properties

Year Over Year Change: +7.1%


Condos/Townhomes

Median Sales Price: $398,000

Median Price Per Sq Ft: $396.33

Market Time (From Listed to Closed): 13 Days

Total Sold Listings (Oct-Dec): 11,105 Properties

Avg Listing Inventory (Active): 1,287 Properties

Year Over Year Change: +6.7%

Carmel Valley:

 

Single Family Homes

Median Sales Price: $1,222,266.67

Median Price Per Sq Ft: $430

Market Time (From Listed to Closed): 32 Days

Total Sold Listings (Oct-Dec): 1,207 Properties

Avg Listing Inventory (Active): 61 Properties

Year Over Year Change: +7.9%


Condos/Townhomes

Median Sales Price: $609,828.33

Median Price Per Sq Ft: $489

Market Time (From Listed to Closed): 9 Days

Total Sold Listings (Oct-Dec): 762 Properties

Avg Listing Inventory (Active): 14 Properties

Year Over Year Change: +9.6%

Del Mar:

 

Single Family Homes

Median Sales Price: $1,818,333.33

Median Price Per Sq Ft: $705.67

Market Time (From Listed to Closed): 55 Days

Total Sold Listings (Oct-Dec): 419 Properties

Avg Listing Inventory (Active): 70 Properties

Year Over Year Change: +1.8%


Condos/Townhomes

Median Sales Price: $1,008,694

Median Price Per Sq Ft: $680.67

Market Time (From Listed to Closed): 19 Days

Total Sold Listings (Oct-Dec): 178 Properties

Avg Listing Inventory (Active): 17 Properties

Year Over Year Change: +21.8%

La Jolla:

 

Single Family Homes

Median Sales Price: $2,157,175

Median Price Per Sq Ft: $781.67

Market Time (From Listed to Closed): 67 Days

Total Sold Listings (Oct-Dec): 911 Properties

Avg Listing Inventory (Active): 168 Properties

Year Over Year Change: +13.3%


Condos

Median Sales Price: $809,458.67

Median Price Per Sq Ft: $595.33

Market Time (From Listed to Closed): 18 Days

Total Sold Listings (Oct-Dec): 1,163 Properties

Avg Listing Inventory (Active): 78 Properties

Year Over Year Change: +10.2%

Solana Beach:

 

Single Family Homes

Median Sales Price: $1,532,500

Median Price Per Sq Ft: $670.67

Market Time (From Listed to Closed): 47 Days

Total Sold Listings (Oct-Dec): 280 Properties

Avg Listing Inventory (Active): 18 Properties

Year Over Year Change: +5.3%


Condos

Median Sales Price: $947,865.67

Median Price Per Sq Ft: $665.33

Market Time (From Listed to Closed): 15 Days

Total Sold Listings (Oct-Dec): 333 Properties

Avg Listing Inventory (Active): 18 Properties

Year Over Year Change: +10.4%


[All data sourced from Sandicor MLS on January 4th, 2018]

Filed Under: Home Sellers, San Diego Tagged With: average home price in san diego, carmel valley san diego, del mar, del mar real estate, del mar real estate agent, del mar realtor, home values san diego, la jolla, la jolla real estate, la jolla real estate agent, la jolla realtor, realtor san diego, san diego, san diego home prices, san diego house prices, san diego housing market, san diego real estate, san diego real estate agent, san diego real estate market, san diego real estate prices, san diego real estate trends, san diego realtor, solana beach, solana beach real estate, solana beach real estate agent, solana beach realtor

5 Common Credit Score Questions

January 1, 2018 by Danielle Negroni

Your credit score is one of the most important numbers in your home buying journey. It helps determine not only whether you qualify for a mortgage, but also what rate you get for your loan. Read on for answers to some of the most commonly asked credit score questions!

What is a Credit Score?

Your credit score is a little number that determines how likely you are to repay your debts. The higher the number, the more “trustworthy” you are considered to be. There are many credit score models out there, but the dominant one is the FICO credit score. Most FICO credit scores fall between 300 and 850.

How is My Credit Score Calculated?

There are different ways your credit score can be calculated, but most algorithms take into account the following factors:

-Your payment history including delinquencies and how often you pay on time

-How long you’ve been building your credit

-How much debt you have

-The types of credit used

-New accounts opened and recent “hard” credit inquiries

Why is My Credit Score Important?

Your credit score is important because it helps banks and financial institutions decide if it would be risky to loan to you. The higher your score, the less likely you are to default on your loan.

What is Considered to Be a “Good” Credit Score?

For most lenders, a score of 700 or higher is considered to be a good credit score. A score above 800 is generally considered to be excellent.

How Does My Credit Score Affect My Ability to Buy a Home?

Your credit score affects your ability to buy a home in two ways. First, most lenders will require you to have a good credit score to qualify for most of their programs. Second, the better your credit score, the lower the rate you can secure. A lower rate means your monthly payments will be lower.

However, you may be able to purchase a home with less than stellar credit. I would be happy to provide you with the names of a few lenders who can go over your options with you.

How Can I Improve My Credit Score?

There are several things you can do to improve your credit score right away. Check your credit report for any errors and get them corrected if there are any. Make sure you are paying your bills on time and making the minimum required payment or more. Reduce the amount of debt you owe by not opening new cards or adding additional purchases to your credit cards. Keep your balances low going forward. Remember: improving your credit score will take time, so be patient!

If you think you’re ready to purchase a home in San Diego, give me a call and we will get you started on your journey to homeownership!

Filed Under: Home Buyers Tagged With: 1st time home buyer, carmel valley san diego, credit questions, credit score questions, credit score questions and answers, credit scores, del mar, del mar real estate, del mar real estate agent, del mar realtor, first home buyer, first time home buyer, fix credit score, home purchase, how is my credit score calculated, how to buy a home, how to fix credit score, how to get your credit score up, how to improve your credit score, improve credit score, la jolla, la jolla real estate, la jolla real estate agent, la jolla realtor, san diego, san diego real estate, san diego real estate agent, san diego realtor, solana beach, solana beach real estate, solana beach real estate agent, solana beach realtor, what is a credit score, what is a good credit score

The Total Beginner’s Guide to Buying a Home

December 26, 2017 by Danielle Negroni

If you’ve decided that 2018 is the year you’re going to take the plunge and become a San Diego homeowner, you might be feeling a little overwhelmed You might not know who you need to talk to first or where to start. Taking it step by step will make the experience feel manageable, which is why I created this Total Beginner’s Guide to Buying a Home to serve as your roadmap through the process!

 

Step 1: Find a Realtor

If you’re just starting to think about buying a home, it may feel like it’s too early to involve a Realtor. Not true! I’m there for my clients throughout the entirety of their home buying journey. Even if you don’t plan to buy for six months to a year, you will likely have a lot of questions I can answer. I can also advise you on certain things you will want to do (or not do) if you are serious about becoming a homeowner in the near future. I can also provide you with referrals for a few reputable lenders.

 

Step 2: Create Your Home Shopping Wish List

Take some time to sit down with the people who will be involved in the home purchase to create a wish list of things you’re looking for. Typically this will be your partner or spouse. Get everything out on the table: what kind of property you want to buy, the neighborhoods you’re interested in, the number of bedrooms and bathrooms you ideally want, if you want a yard, etc. Then go through your list to separate your wants from your needs. If you get stuck, take a look at my recent blog post for help.

 

Step 3: Meet With a Lender

Before you start searching for a home, meet with a couple of different lenders to discuss your financial situation and the different programs they offer. You will walk away with a lot of information to mull over so make sure you don’t rush this step. Your lender will also instruct you on what they will need from you in order to get you pre-approved for a loan.

 

Step 4: Clean Up Your Credit

You’re probably aware that having good credit is an essential part of the mortgage process. Your credit score not only affects your ability to qualify for a loan, it can also help you secure a more favorable rate. You will want to take some time to review your credit report and verify that there are no errors. Make sure there are no incorrectly reported late payments and that the balance on each of your open accounts is correct. You will also want to make sure you’re practicing good credit habits: pay your bills on time, keep balances low, and don’t open a bunch of new credit cards. Avoid making big purchases or purchases that might require a line of credit, like buying a car.

 

Step 5: Gather Necessary Pre-Approval Documents

Most lenders will want to see quite a few different documents from each person who will be on the loan. Every lender is different, but you should be prepared to present the following:

-Proof of Income in the form of W-2 statements from the last two years, recent pay stubs, proof of any additional

income you receive, and the two most recent years of tax returns

-Proof of Assets in the form of bank statements, investment account statements, and any cash reserves

-Employment Verification

-Driver’s License

-Social Security Number

 

Step 6: Get Pre-Approved For a Loan

Once you’ve selected a lender, you will want to set an appointment to get pre-approved for a mortgage. You will present all the required documents for the lender’s review and they will issue you a pre-approval letter that is normally good for 60-90 days. When you make an offer on a house, the pre-approval letter will be submitted to show that you are a serious, qualified buyer.

 

Step 7: Search For a Home

Now that you’ve selected a lender, been pre-approved for a loan, and have your home buying wish list together, we can get started on the fun part: shopping for your home! I’ll send you available properties in the MLS that match your criteria and schedule a showing for any that you want to see. I’ll also be networking with other agents to find off-market properties or properties that are not yet listed in the MLS for you to consider. As we view the properties that are for sale, you may want to make changes to your home buying wish list. This is perfectly normal and part of the process! My job is to find you what you’re looking for, no matter how many houses we have to see.

 

Step 8: Make an Offer

Once you’ve found the one, it’s time to make an offer! I will guide you through this process to craft a strong offer and present it to the seller’s agent. I will negotiate on your behalf and work hard to present you as someone the seller will want to work with. We may go through several counter offers, but if all goes well, we will reach an agreement with the seller and open escrow.

 

Step 9: Open Escrow

During escrow, the escrow company serves as a neutral third party. Their job is to make sure both sides are satisfying all the terms of the purchase agreement so the property can legally change hands.

 

Step 10: Inspect Your Purchase

Depending on the terms of the purchase agreement, you will have only a certain number of days to inspect your purchase and request any needed repairs prior to the sale. The two standard inspections most properties go through are the termite inspection and a general home inspection. Additional inspections may be ordered based on their findings or on the unique features of the home. I will help you negotiate any repair requests with the seller.

 

Step 11: Get Final Mortgage Approval

Before you can close escrow, the lender will need to issue final mortgage approval. It is absolutely crucial that as you go through the escrow process, you don’t do anything that could jeopardize your loan approval. Changing jobs, making expensive purchases, or opening additional lines of credit are all things that can affect your final mortgage approval.

 

Step 12: Attend the Final Walkthrough

Once the inspections are done, the repairs have been completed, and your mortgage is approved, we will have a final walkthrough. This is your last opportunity to ensure that all repairs have been completed satisfactorily and that there are no new issues with the property. If everything looks good, we’ll continue to the close of escrow.

 

Step 13: Sign Closing Documents

To officially close escrow, you’ll sign the final documents that are needed to make the property yours.

 

Step 14: Pick Up Your Keys

With all the conditions of the escrow met, the final documents signed and recorded, and the loan funded, I can deliver the keys to your new home. Congratulations!

 

If you’re ready to get started on your home buying journey, contact me today! I would love the opportunity to guide you through the process and help you become a homeowner.

Filed Under: Home Buyers Tagged With: 1st time home buyer, buy a house, buying a house, carmel valley san diego, del mar, del mar real estate, del mar real estate agent, del mar realtor, first home buyer, first time home buyer, first time home buyer guide, how do i buy a house, how do you buy a house, how to buy a home, how to buy a house, i want to buy a house, la jolla, la jolla real estate, la jolla real estate agent, la jolla realtor, process of buying a house, san diego, san diego real estate, san diego real estate agent, san diego realtor, solana beach, solana beach real estate, solana beach real estate agent, solana beach realtor, steps to buying a house

2018 Color Trends – 9 of the Hottest Interior Paint Colors

December 17, 2017 by Danielle Negroni

Want to refresh your home with a new coat of paint? Tired of that color you’ve had for years? Some of the biggest names in paint like Sherwin-Williams, Benjamin Moore, and Behr have announced their picks for 2018’s color of the year. Whether you love neutrals, prefer moody hues, or want something bold, there’s sure to be a color on this list that speaks to you!

 

Pantone: Ultra Violet

Pantone never shies away from choosing daring hues for their color of the year. Last year’s choice was a bright green and this year they’ve gone with Ultra Violet, a vivid shade of purple. You can read more about their selection here.

 

Sherwin-Williams: Oceanside

If purple isn’t for you, take a look at Sherwin-Williams’ choice for 2018, a jewel toned blue-green hue called Oceanside. This is a rich and robust color, but it’s also just subdued enough that it could be used as a neutral to balance other, brighter colors.

 

Behr: In the Moment

Behr’s choice for its Color of the Year, In the Moment, is a tranquil mix of blue, grey, and green. This would be a great choice for coastal spaces. In the Moment could work equally well on the walls or on your cabinetry.

 

PPG Paints: Black Flame

If you’re tired of everything light and bright and want to select a moody color, PPG Paints had chosen Black Flame as their 2018 color of the year. Not a true black, this hue has tones of indigo and grey. This color will make a statement wherever it is used!

 

Benjamin Moore: Caliente

Definitely the spiciest color on this list, Benjamin Moore’s choice for 2018, Caliente, is a rich, brick red. This color would be great in the kitchen or on the front door. It could also be used to bring a pop of color into a neutral space. Click here to learn more about this vibrant shade.

 

Glidden Paint: Deep Onyx

Perhaps unsurprisingly Glidden Paint (which is a PPG Paint brand) chose Deep Onyx as their color of the year. This shade is more of a true black than PPG’s Black Flame, but tones of grey keep Deep Onyx from being too harsh. Use it as a primary color or as an accent.

 

Dunn-Edwards: The Green Hour

Dunn-Edwards’ The Green Hour, takes its name from turn-of-the-century Paris. 5 o’clock became known as “The Green Hour” due to the popularity of absinthe. This hue is a rich and muted shade of blue-green that will work well in all areas of the home.

 

Dutch Boy Paints: Sandstone Tint

Grey and white have been the reigning neutrals for years. But Dutch Boy Paints’ choice of Sandstone Tint, a light sand color, could signal a return to beige and brown. Sandstone Tint is described as a color “perfectly balanced between warm and cool” making it a great neutral for any space.

 

Pratt & Lambert: Heron

Pratt & Lambert chose Heron as their color of the year for 2018. Heron is a calming midnight blue. It’s an elegant color that inspires relaxation and would be great for a bedroom or living space.

 

If you’ve decided to take the plunge and repaint, I’d be happy to provide you with the names of a few local professionals in San Diego. If you’re updating your home in anticipation of putting it on the market, give me a call so we can discuss what improvements your home needs to appeal to the broadest range of buyers!

Filed Under: Design Trends, Home Owners Tagged With: 2018 color trends, behr 2018, benjamin moore 2018, carmel valley san diego, color forecast 2018, color of the year 2018, color trends 2018, del mar, del mar real estate, del mar real estate agent, del mar realtor, dunn-edwards 2018, dutch boy paints 2018, glidden paint 2018, hot interior paint colors, house paint colors, interior design trends 2018, interior paint colors, la jolla, la jolla real estate, la jolla real estate agent, la jolla realtor, pantone 2018, ppg paints 2018, pratt & lambert 2018, san diego, san diego real estate, san diego real estate agent, san diego realtor, sherwin-williams 2018, solana beach, solana beach real estate, solana beach real estate agent, solana beach realtor

How to Prioritize Your Needs and Wants When House Hunting

December 10, 2017 by Danielle Negroni

There are few things more exciting than sitting down to make a list of what you’re looking for in your new home. If you’re a first-time homebuyer, it may truly feel like the sky is the limit! But before you rush off and start touring homes, you’ll want to make sure you’ve separated your needs from your wants. You should have a crystal-clear idea of what you’re not willing to compromise on. This will help keep you from having buyer’s remorse down the line. Here are a few questions you will want to ask yourself to sort your list of dream home features into needs and wants:

 

How Long Do You Plan to Spend in the Home?

When purchasing a home it’s important to have an idea of how long you plan to live in the home. One year? Five years? Twenty? However long you plan to stay, try to imagine how your life might change during that time. Are you planning to start a family? Want to have another child? Intend to work from home eventually? The home you’re buying should not only support your current lifestyle, but also the one you hope to have someday.

 

What’s Your Lifestyle Like?

Are you the type of person who is good with tools and enjoys working on projects around the house? Or do you travel often and have a packed schedule when you’re in town? Knowing what kind of person you are will help you make decisions about things that might sound nice in theory, but don’t actually fit with your family’s lifestyle.

 

Can That Feature Be Changed?

There are many things you can change about a home once you own it. But some things like location, neighborhood, lot size, and view, are fixed. Even things like HOA fees are outside of your control. You will want make sure those features that can’t be altered are on the needs side of your list.

 

How Expensive Will It Be to Make Changes?

New flooring and paint are relatively inexpensive and easy changes you can make to a home. Adding a new bedroom, bathroom, or kitchen…not so much. If you’re thinking about knocking down walls before you’ve made an offer, do some research and get a general estimate of what your renovations might cost. And if you think you would move out during the work, don’t forget to factor in the cost of your hotel stay. With that number in mind, you might decide that having a modern kitchen is something that belong in your needs category.

 

Is It a Deal-Breaker?

Make sure to ask this question about every item on your list. If a home met every other criterion except this one, would you walk away? If the answer is yes, that feature needs to go in the needs column. If you’d proceed with the sale regardless, then it’s a nice-to-have.

 

Once you have your list in place, you’ll be in a better position to make decisions about the homes you’re touring. But don’t forget to give yourself permission to make changes to your list as you spend time in the marketplace. My goal is to get you into your dream home, no matter how long it takes to find it! Give me a call to start your San Diego home search!

 

Filed Under: Home Buyers Tagged With: 1st time home buyer, buy a house, buying a house, carmel valley san diego, del mar, del mar real estate, del mar real estate agent, del mar realtor, first home buyer, first time home buyer, home purchase, house hunting, how do i buy a house, how do you buy a house, how to buy a home, how to buy a house, i want to buy a house, la jolla, la jolla real estate, la jolla real estate agent, la jolla realtor, process of buying a house, san diego, san diego real estate, san diego real estate agent, san diego realtor, separating needs and wants when house hunting, solana beach, solana beach real estate, solana beach real estate agent, solana beach realtor, steps to buying a house

What to Do Now to Prepare to Sell Your Home in 2018 (And Why the First Quarter is a Great Time to List!)

December 3, 2017 by Danielle Negroni Leave a Comment

If you’re planning to sell your home in the New Year, there are several things you can do now to prepare even if you don’t intend to list for several months. Selling a home can be a long process, so it’s never too early to get started! Below are 6 things you should do now to sell your home in 2018:

 

1) Talk to a Realtor  

If you’re thinking of selling your home, now is a great time to talk to a Realtor. I can provide you with an analysis of your home’s current market value.  I also advise owners about updates and changes your home may need if you want to sell for the highest possible price. Your home may be an excellent candidate for the House 2 Home program. Call me to learn more.

2) Make Any Needed Repairs or Updates

First impressions are important. Every home can benefit from some updates before going to market. Turnkey homes appeal to the broadest group of potential buyers. They routinely sell faster and for a higher price.  A home should present as clean, well cared for and move-in ready condition. The prep work will minimize inspection related repairs and facilitate a smooth escrow.

Whether you’re making a small or a substantial investment in your home, repairs and updates always take longer than you anticipate so it’s best to get started early.

3) Declutter Your House

Clearing clutter not only makes it easier for you to clean, your home will show better as well. Buyers imagine living in your home, and most will have a hard time doing that if they can’t see around your clutter and family photos. Do a whole house purge and box up anything you want to keep that isn’t essential to daily life. Rent a storage unit or pod to hold your extra belongings and furniture until you move into your new home.

4) Clean Your Home Inside and Out

With the extra clutter gone from your home, cleaning will be easier and more efficient. You will want to clean your whole house from top to bottom, inside and out. If you have pets, a thorough cleaning is especially important to get out any lingering odors. Take time during the cleaning process to look at your home with a critical eye. What else do you need to do to get your home into model-like condition? Create a list of additional fixes your home requires and make a plan to address them before listing. Touch up any marks on the walls or baseboards. Hire a professional cleaning service for your carpets and windows.

5) Refresh Your Landscaping

Don’t forget to address the outside of your home.  Make sure the grass is green and trimmed.  Patch any sections where the lawn has died. Banish weeds, trim branches, and pull out dead vegetation. Add new rock, gravel, or bark as needed. Power wash walkways and walls. Right before you put your home on the market, plant some colorful flowers to boost your curb appeal.

6) Decide on Your Timing

Are you waiting to sell until your kids are out of school? Do you need to list because of a job transfer or other life event? Or are you just ready to move on from your current home? Whatever your reason, make sure you have a general idea of when you want to move into your new home, Work backward from this timeline to decide on a list date.

If you can be flexible on the timing, the first quarter of the year may be a better time to list your home than the spring and summer months. Many buyers are either still looking for houses or just getting started after the holidays. With less competition from other sellers, your home may fetch multiple offers and sell more quickly.

 

Depending on when you want to list your home on the market, you’ll have anywhere from several months to just a few weeks to organize these essential tips . Give me a call, and we can meet to discuss an action plan that fits your budget and schedule.  Now is a great time to plan for a 2018 sale!

Filed Under: Home Sellers Tagged With: carmel valley san diego, daniell negroni, del mar, del mar real estate, del mar real estate agent, del mar realtor, how to sell my house, how to sell your house, how to sell your house fast, la jolla, la jolla real estate, la jolla real estate agent, la jolla realtor, quick house sale, san diego, san diego real estate, san diego real estate agent, san diego realtor, sell home, sell home fast, sell house fast, sell my home, sell my house, sell my house fast, sell your home, sell your home fast, sell your house fast, selling a house, selling your home, selling your house, solana beach, solana beach real estate, solana beach real estate agent, solana beach realtor

  • « Previous Page
  • 1
  • 2

Featured Properties

No properties found

My name is Danielle Negroni and I'm a licensed Realtor with over 10 years of experience buying and selling in the San Diego Coastal area.
Please let me know how I can serve you!

Call 858-735-5767 or contact me today !

DRE #01881800 | Coastal Premier Properties DRE #02109201

  • "Danielle really spent the time educating us about the different neighborhoods in San Diego County so we could make an informed decision about where to purchase a home based upon our family's needs and not just a quick sale. She really worked above and beyond.”

    - Julianne S.

  • “I asked Danielle to help my 73 year old mother find a place to live. She worked tirelessly to find my mom the best solution for her situation. I was so impressed and relieved knowing that Danielle was looking out for her best interest. She is a rare find.”

    - Monica D.

  • “Because we are re-locating to San Diego, it was so helpful to learn from Danielle how to enroll our kids in school, where our girls could take dance lessons and how to sign up for the local soccer program. I would hire Danielle again in a second!”

    - Amy A.

  • “Danielle helped us sell our home in a very difficult market. We would recommend Danielle to anyone looking for an agent who will understand their needs, anxieties, and budget. You could very well come away with a new great friend as well.”

    - Trish C.

sandicor This information is deemed reliable but not guaranteed. You should rely on this information only to decide whether or not to further investigate a particular property. BEFORE MAKING ANY OTHER DECISION, YOU SHOULD PERSONALLY INVESTIGATE THE FACTS (e.g. square footage and lot size) with the assistance of an appropriate professional. You may use this information only to identify properties you may be interested in investigating further. All uses except for personal, non-commercial use in accordance with the foregoing purpose are prohibited. Redistribution or copying of this information, any photographs or video tours is strictly prohibited. This information is derived from the Internet Data Exchange (IDX) service provided by Sandicor®. Displayed property listings may be held by a brokerage firm other than the broker and/or agent responsible for this display. The information and any photographs and video tours and the compilation from which they are derived is protected by copyright. Compilation © 2015 Sandicor®, Inc.

Website produced by the Impression Chefs